Loan Interest Rates
Competitive interest rates for all loan products
Last Updated: May 18, 2026 | Interest rates are indicative and subject to change. Final rates depend on credit profile and loan evaluation.
Home Loan Interest Rates
Interest Rate Starting From
8.50% - 10.00%
per annumProcessing Fee
0.70%
+ Share Money 1%- Maximum Loan Amount: Up to Rs. 70 Lakh
- Loan Tenure: Up to 20 years
- Tax benefits under Section 24 and 80C
Vehicle Loan Interest Rates
| Vehicle Type | Interest Rate (% p.a.) | Maximum Tenure |
|---|---|---|
| New Car | 9.00% - 11.00% | 5 years |
| New Two-Wheeler | 10.00% - 12.00% | 5 years |
| Commercial Vehicle | 10.50% - 12.50% | 5 years |
| Taxi/Auto | 11.00% - 13.00% | 3-5 years |
Mortgage Loan & Overdraft Rates
| Product | Interest Rate (% p.a.) | Maximum Amount |
|---|---|---|
| Mortgage Overdraft | 10.00% - 12.00% | Rs. 1-10 Lakh |
| Mortgage Loan (Business) | 10.50% - 12.50% | Minimum Rs. 1 Lakh |
| Commercial/Business Loan | 11.00% - 13.00% | Up to Rs. 100 Lakh |
Loan Against Deposit Interest Rates
Interest Rate
FD Rate + 2%
Maximum Loan Amount
90% of FD Value
- Instant approval - no credit check required
- FD continues to earn interest
- Flexible repayment options
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