Disclaimer

Information Accuracy

• Information on this website is provided "as is" without any guarantees
• We strive to ensure accuracy but do not warrant completeness
• Content may be updated without prior notice
• Technical inaccuracies or typographical errors may occur
• We reserve the right to make changes at any time without obligation

No Professional Advice

The information on this website does not constitute financial, legal, or professional advice. You should consult qualified professionals for specific advice tailored to your situation.

• Interest Rates: Interest rates displayed on the website are indicative and subject to change without prior notice. Actual rates applicable will be as per the bank's policy at the time of account opening or loan sanction.
• Service Charges: All charges and fees are subject to change. GST will be applicable as per prevailing tax laws. Please check with the branch for current charges.
• Processing Fees: Loan processing fees are non-refundable once the application is submitted for processing.
• Calculations: EMI calculations and interest computations shown are approximate. Actual amounts may vary based on specific terms and conditions.

This website may contain links to external websites and third-party content:

• We have no control over third-party websites
• We are not responsible for content on external sites
• Inclusion of links does not imply endorsement
• Access to third-party sites is at your own risk
• Third-party privacy policies and terms apply

In no event will Fingrowth Co-operative Bank Limited be liable for any loss or damage including without limitation:

• Indirect or consequential loss or damage
• Loss of data or profits arising out of website use
• Damages resulting from viruses or malware
• Technical failures or downtime
• Errors or omissions in content
• Unauthorized access to systems

Every effort is made to keep the website up and running smoothly. However, Fingrowth Bank takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Internet & Mobile Banking

• Services subject to network connectivity and availability
• Bank not liable for losses due to customer negligence
• Customers responsible for maintaining credential security
• Transaction limits may apply as per RBI guidelines
• Services may be temporarily suspended for maintenance

Security

• Never share OTP, PIN, or passwords with anyone
• Bank will never ask for credentials via email/SMS/call
• Use secure networks for digital banking
• Report suspicious activities immediately
• Customer liable for transactions before reporting loss/theft

• Loan Products: All loan approvals are subject to credit appraisal, documentation, and bank's credit policy. Displaying loan products does not constitute an offer or guarantee of approval.
• Deposit Products: Account opening subject to KYC compliance and eligibility criteria. Bank reserves the right to accept or reject applications.
• Membership: Some services require cooperative society membership as per banking regulations.
• Age Restrictions: Minimum age requirements apply for various products and services.

Fingrowth Co-operative Bank Limited is:

• Licensed and regulated by Reserve Bank of India (RBI)
• Registered under Cooperative Societies Act
• Member of Deposit Insurance and Credit Guarantee Corporation (DICGC)
• Compliant with all applicable banking laws and regulations

All products and services are subject to RBI guidelines and applicable laws. The bank reserves the right to modify products/services to comply with regulatory changes.

Banking with Confidence

• RBI Licensed
• DICGC Insured
• Zero NPA since 2003
• 65+ Years of Trust