Frequently Asked Questions
Find answers to common banking questions
- Identity Proof (Aadhaar Card, PAN Card, Passport, Voter ID)
- Address Proof (Electricity Bill, Phone Bill, Rental Agreement, Aadhaar Card)
- Passport size photographs (2-3 copies)
- Initial deposit of ₹500
Visit any of our 27 branches with these documents to open your account instantly. Our staff will guide you through the simple process.
- Savings Account: ₹500 (Urban/Semi-Urban), ₹100 (Rural)
- Current Account: ₹5,000
- Senior Citizen Savings: ₹250
- Zero Balance Account: No minimum balance (eligible customers)
We offer competitive interest rates for Fixed Deposits ranging from 5.5% to 7.5% per annum depending on the tenure and deposit amount.
Special rates available for:
- Senior Citizens (Additional 0.50% p.a.)
- Long-term deposits (5 years and above)
- Large deposits (above ₹1 crore)
Two ways to apply:
Visit Branch
Visit nearest branch with required documents and meet our loan officers
Download Form
Download application form from our website and submit at branch
Steps to activate Net Banking:
- Visit your home branch with account passbook and ID proof
- Fill Net Banking registration form
- Receive User ID and temporary password
- Login at our Net Banking portal
- Change temporary password and set transaction password
- Start banking online!
RuPay Debit Card is automatically issued when you open a savings account with us.
Features of our RuPay Debit Card:
- Free debit card issuance
- Access to 27 ATMs across Rajasthan & Gujarat
- 24x7 cash withdrawal facility
- Balance inquiry and mini statement
- POS and online shopping enabled
- Secure chip-based technology
Card Replacement: Visit your branch with ID proof to request replacement card.
Yes! Download our Mobile Banking app for Android and iOS devices.
Mobile Banking Features:
- Fund Transfer (NEFT/RTGS/IMPS)
- Bill Payments
- Mobile Recharge
- Account Balance Check
- Mini Statement
- Fixed Deposit Booking
- Cheque Book Request
- Branch & ATM Locator
We maintain transparent pricing for all services:
- ATM Charges: On-us transactions free, Off-us as per RBI guidelines
- Cheque Book: First book free, subsequent ₹50 per book
- Demand Draft: ₹50 to ₹100 per draft
- NEFT/RTGS: As per RBI guidelines
- Locker Rent: Revised w.e.f 01-04-2024
Yes! Your deposits are completely safe.
DICGC Registered Bank
Fingrowth Co-operative Bank is registered with Deposit Insurance and Credit Guarantee Corporation (DICGC). Your deposits are insured up to ₹5 lakhs per depositor.
Additional Safety Features:
- RBI Approved and Regulated
- Zero NPA Bank since 2003
- Strong Capital Adequacy Ratio
- 65+ years of trusted banking service
- Core Banking enabled branches
Branch Banking
Monday to Friday: 10:00 AM - 4:00 PM
Saturday: 10:00 AM - 2:00 PM
Sunday: Closed
ATM Services
24x7 Service
All our 27 ATMs are available round the clock for cash withdrawal, balance inquiry, and mini statement.
Still Have Questions?
Can't find the answer you're looking for? Contact our customer support team