Fingrowth Bank

Charges at a Glance

Transparent pricing for all banking services

*All charges are subject to applicable taxes. Last updated: 18 May 2026

Account Related Charges

Service Charges Frequency
Savings Account - Annual Maintenance ₹100 Annual
Current Account - Annual Maintenance ₹500 Annual
Cheque Book (25 leaves) ₹50 Per book
ATM Card Annual Fee ₹150 Annual
Passbook Reprint ₹25 Per book
Statement of Account (Physical) ₹25 Per statement

Transaction Charges

Transaction Type Charges Additional Info
RTGS (Real Time Gross Settlement) ₹25 + GST Up to ₹2 lakhs
RTGS (Real Time Gross Settlement) ₹50 + GST Above ₹2 lakhs
NEFT (National Electronic Fund Transfer) ₹5 + GST Up to ₹10,000
NEFT (National Electronic Fund Transfer) ₹15 + GST ₹10,001 to ₹1 lakh
NEFT (National Electronic Fund Transfer) ₹25 + GST ₹1 lakh to ₹2 lakhs
Demand Draft ₹50 + GST Per draft
Pay Order ₹30 + GST Per pay order

Safe Deposit Locker Charges

Locker Size Annual Rent Security Deposit
Small (5" x 7" x 24") ₹1,500 ₹3,000
Medium (5" x 10" x 24") ₹2,500 ₹5,000
Large (10" x 10" x 24") ₹4,000 ₹8,000
Extra Large (10" x 15" x 24") ₹6,000 ₹12,000

Penalty Charges

Service Penalty Condition
Cheque Return ₹200 Insufficient balance
Cheque Return ₹300 Technical reasons
Minimum Balance Non-Maintenance ₹100 Per month
Late Payment - Loan EMI 2% p.a. On overdue amount
Foreclosure - Fixed Deposit 1% of principal Before maturity
Important Notes:
  • All charges mentioned are exclusive of applicable taxes (GST)
  • Charges are subject to revision without prior notice
  • Free transactions may be available for certain account types
  • Senior citizens and special category customers may be eligible for fee waivers
  • For detailed information, please contact your nearest branch