Fingrowth Bank

About Cumulative Term Deposit

Transform small monthly investments into substantial wealth

Any one can invest in small amounts every month and see the drop become an ocean. Through this account you can invest small amounts of money every month and end up with a large amount on maturity.

Bank also allows you facility to give standing instructions by which the amount is debited from your account every month.

Minimum: Rs. 100/-
Tenure: 1 to 5 years
Maximum: No limit

Key Features

Small Monthly Deposits

Start with just Rs. 100/- per month

No Upper Limit

Maximum amount - no limit

Monthly Deposits

Deposits should be made monthly

Term Deposit Rates

Same interest rates as Term Deposit

Auto Debit Facility

Standing instructions available

Nomination

Facility available for this account

Maturity Period

It is opened for a maturity period ranging from 1 year to maximum 5 years.

1 Year
2 Years
3 Years
Up to 5 Years

How It Works

1
Open Account

Open a Cumulative Term Deposit account with minimum Rs. 100/- monthly deposit

2
Select Tenure

Choose your preferred maturity period from 1 to 5 years

3
Standing Instructions

Set up auto-debit facility for hassle-free monthly deposits from your account

4
Maturity Benefit

Receive your accumulated amount with interest on maturity

Benefits

Small Drops, Big Ocean

Invest small amounts monthly and watch them grow into a large sum

Flexible Investment

Start with Rs. 100/- and invest any amount with no upper limit

Automated Deposits

Standing instructions facility for automatic monthly debits

Attractive Returns

Earn interest rates same as applicable for Term Deposit

Nomination Facility

Secure your investment with nomination facility

Start Building Your Wealth Today!

For details/queries, contact your nearest branch.

Example Calculation
Monthly Deposit

₹ 1,000/-

Tenure

5 Years

Approx. Interest @ 7%

₹ 11,400/-


Total Maturity Amount

₹ 71,400/-

Calculate Yours
Interest Rates

Same as Term Deposit rates

View Rates
Need Help?

Our customer service team is here to assist you with any queries.