Unique Deposit Scheme
Grow your savings with compound interest benefits
About Unique Deposit Scheme
Fixed deposit with the power of compound interest
This deposit account can be opened by any customer in individual capacity or jointly with others. Unique Fixed Deposit account provides opportunity to save money for a specific period of time, from 1 to 7 years.
What Makes It Unique?
Regular Fixed Deposit
Simple Interest Method
Unique Deposit Scheme
Compound Interest Method
Key Features
Compound Interest
Interest calculated on compound interest method
Flexible Tenure
1 to 7 years duration
Premature Withdrawal
Available with applicable charges
Loan Facility
Loan available on this deposit
Individual or Joint
Open individually or jointly
Nomination
Facility available for this account
Tenure Options
1 Year
2-3 Years
4-5 Years
Up to 7 Years
Who Can Open?
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Individual Capacity: Any customer in individual capacity
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Joint Account: Jointly with one or more persons
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Nomination Facility: Available for all account types
Benefits
Higher Returns
Earn more with compound interest calculation method
Interest on Interest
Your interest earns interest, multiplying your wealth
Safe Investment
Your deposits are safe and secure with guaranteed returns
Loan Against Deposit
Get loan facility against your unique deposit
Flexible Withdrawal
Premature withdrawal facility available when needed
Ready to Start Your Unique Deposit?
For details/queries, contact your nearest branch.
Other Deposit Schemes
Compound Interest Power
Example: ₹ 1,00,000/- for 5 years @ 7% p.a.