Fingrowth Bank

About Unique Deposit Scheme

Fixed deposit with the power of compound interest

This deposit account can be opened by any customer in individual capacity or jointly with others. Unique Fixed Deposit account provides opportunity to save money for a specific period of time, from 1 to 7 years.

Unique Feature: Interest is calculated at COMPOUND INTEREST METHOD, helping your money grow faster!
Note: Kindly refer to our separate interest section for current interest rates.

What Makes It Unique?

Regular Fixed Deposit

Simple Interest Method

Unique Deposit Scheme

Compound Interest Method

Key Features

Compound Interest

Interest calculated on compound interest method

Flexible Tenure

1 to 7 years duration

Premature Withdrawal

Available with applicable charges

Loan Facility

Loan available on this deposit

Individual or Joint

Open individually or jointly

Nomination

Facility available for this account

Tenure Options

1 Year
2-3 Years
4-5 Years
Up to 7 Years

Who Can Open?

  • Individual Capacity: Any customer in individual capacity
  • Joint Account: Jointly with one or more persons
  • Nomination Facility: Available for all account types

Benefits

Higher Returns

Earn more with compound interest calculation method

Interest on Interest

Your interest earns interest, multiplying your wealth

Safe Investment

Your deposits are safe and secure with guaranteed returns

Loan Against Deposit

Get loan facility against your unique deposit

Flexible Withdrawal

Premature withdrawal facility available when needed

Ready to Start Your Unique Deposit?

For details/queries, contact your nearest branch.

Compound Interest Power

Example: ₹ 1,00,000/- for 5 years @ 7% p.a.

Simple Interest (Regular FD)
₹ 1,35,000/-
Compound Interest (Unique FD)

₹ 1,40,255/-

Extra ₹ 5,255/- Earnings!
Interest Rates

Check our current interest rates for unique deposits

View Rates
Need Help?

Our customer service team is here to assist you with any queries.